As a Kohl`s cardholder, it`s important to understand the terms and conditions of your cardholder agreement. This document outlines the rights and responsibilities of both you and the Kohl`s store when it comes to using and managing your card.
One of the key things to note is the interest rate on purchases and balances. The APR for the Kohl`s card can vary based on your creditworthiness, but it typically falls between 22.99% and 27.24%. It`s important to pay off your balance in full every month to avoid accruing interest and incurring extra fees.
Another aspect of the Kohl`s cardholder agreement to be aware of is the late payment fee. If you miss a payment deadline, you`ll be charged up to $40 in late fees. You can avoid these fees by setting up automatic payments or making sure to pay your bill on time every month.
In addition to these financial components, the Kohl`s cardholder agreement also covers the various benefits and perks of the card. These can include discounts on purchases, early access to sales events, and access to exclusive promotions and offers.
It`s important to review your Kohl`s cardholder agreement thoroughly to ensure that you understand all of the terms and conditions. This can help you make informed decisions about how to use your card and avoid any unexpected fees or penalties.
If you have any questions or concerns about your Kohl`s cardholder agreement, you can always reach out to the Kohl`s customer service team for assistance. They can help answer any questions you may have and provide guidance on how to make the most of your card. By staying informed and proactive, you can make the most of your Kohl`s card and enjoy all of its benefits with confidence.